Can I model extra or one-time payments?

Yes. Add a recurring extra amount or one-time lump sums, and the amortization table updates instantly to show the interest saved and the earlier payoff date.

Does the Loan Amortizer support adjustable rates?

Yes. Add rate changes that start at a given payment number. The cumulative principal and interest chart can also show a baseline without extra payments for comparison.

What reports can I export?

Download the full schedule as CSV, JSON or PDF. A share link keeps your loan setup in the URL without sending it to a server.

ToolHub

Loan Calculator

Calculate loan payments, interest and full amortization schedules for free with ToolHub, including extra payments and rate changes.

Stable

Online

Loan Terms

Enter your loan details/terms

Schedule

View your loan payment schedule

Summary

Overview of your loan summary

Step 2 of 0

View Mode

Show Baseline Comparison

Monthly Payment

$1,987.26

Total Interest

$365,414.14

Total Paid

$715,414.14

Payoff Date

2056-08-25

Effective Annual Rate

5.64%

Interest Saved vs Baseline

$0.00

Months Saved

Currency

Cumulative Principal vs Interest

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Cumulative Principal vs Interest

Total Principal vs Interest